Archive for the Credit Score Category

Credit Score Factors: What Are They?

There is a common misconception among credit consumers that if they simply “pay their bills on time,” they will automatically have a high credit/FICO score — this is not the case. Although timely payments are […]

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Increasing Your Credit Score After Bankruptcy: Understanding Utilization Rates

The goal is to get back in the game — the game of credit. But to do that, you must increase your credit score. The first rule to get a higher FICO score is to […]

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